Deck & Patio Construction

Sometimes. If your deck was damaged by a covered peril, like a storm, fire, or fallen tree, insurance may help pay for repairs. However, damage from wear and tear, aging, or lack of maintenance isn’t usually covered, as insurance typically excludes normal aging or gradual deterioration. It’s a good idea to check your specific policy details or contact your insurance provider to understand what’s covered and any deductibles that may apply.

Different patio materials call for different repair strategies. For concrete, small cracks can be filled with a patching compound—just clean the crack, fill it in, and smooth it out. If the damage is more widespread, resurfacing the patio with a concrete overlay can give it a fresh look.

For paver patios, you can replace any cracked or shifted stones by lifting the damaged paver, adjusting the base sand, and setting in a new one to keep things level. And with stone patios, filling in cracks with a mortar mix or replacing individual stones usually does the trick.

Start by thoroughly cleaning it. Use a pressure washer if you have one, as it will help remove dirt, stains, and moss. Just make sure to follow all safety precautions to protect yourself from the high-pressure spray, including wearing eye protection and close-toed shoes. Next, inspect the surface for cracks and fill them with a concrete patching compound, smoothing it out for a seamless look.

For larger surface imperfections, consider applying a concrete resurfacer, which will give the patio an even finish. Once everything is dry and cured, applying a concrete sealer will protect it from future wear, weather, and staining, helping your deck or patio stay fresh for longer.

For small dips or rough spots, using a self-leveling concrete resurfacer—a handy construction product—can do the trick. Just clean the patio, pour the resurfacer, and spread it with a squeegee to create a smooth surface.

If you’re dealing with larger sections that have shifted, concrete lifting (also known as mud jacking) is a great construction solution where pros inject a mixture under the slab to lift it back. Another option is slab jacking with polyurethane foam, which is lightweight and quick to set.